The questions people actually ask

It is legal when the building was approved to be what it is, by the authority with jurisdiction, before it was built and sold. The Karachi crackdown you may have read about targeted portions and extra floors built without that approval. Central Point is approved by the Tehsil Municipal Administration, and the reference and scan are published so you can verify them at the authority yourself.

A defined instrument over a defined unit in an approved building — not registered title to land, which no floor buyer anywhere in Punjab receives. We publish the specimen document rather than describing it, and we recommend your own lawyer reads it before you pay anything.

One central staircase serves every home in the building — all six of them, across the two townhouses. No floor has a private street door, including the ground floor. The stair, the structure and the roof slab are shared, and how they are maintained and paid for is allocated in writing before anyone buys. Who holds the roof terrace is being confirmed against the drawings and is published as soon as it is settled.

Yes. Each floor is separately metered for electricity and gas and billed directly by the utility. Water is the exception: one connection, one tank and one pump, with the cost shared equally between the three floors.

Between Rs. 55,00,000 and Rs. 60,00,000 depending on the floor, over 36 months: 60% against construction in the first six, then Rs. 55,000–Rs. 60,000 a month depending on the floor. You hold the keys in month 8. Every figure is published — there is no enquiry required to see a price.

No. All 33 payments — three of 20% against construction, then 1% a month with the keys in month 8 — add up to the price of the floor exactly. You can check it: the running total on any of the three schedules ends on the price.

Because there is no lift, and every floor is priced by how far you climb. The three floor plans are identical — same built area, same finish. The ground floor is dearest because you never climb to it, the second is cheapest because it is two flights up, and the first sits in the middle. That is the whole of the difference.

Yes, once your instalments are clear. You need a no-demand certificate from us, which is issued as a matter of course where nothing is outstanding, and the other two owners have no veto. Be aware the resale market for a single floor is narrower than for a plot — that is a real cost of buying this way.

That depends on the lender and it is a question to put to the bank rather than to us. Some will decline. We will give you the exact documentation a credit officer asks for, and if a lender says no we would like to know which one and why.

You are contacted, your file is marked in arrears, and you are asked for a plan — we would much rather hear from you in advance than chase you. Arrears are measured against your file as a whole, so paying ahead earlier protects you later. Continued default has consequences set out in your contract.

Not settled yet, and we would rather say that than guess. Within a building, the six households split specific shared costs as they arise. But the wider scheme is planned with a park, security and controlled access, and those have running costs — whether a community service charge applies, and what it covers, is being worked out and will be published. Ask for the position in writing before you book.

No document makes a difficult person easy. What the documents do is remove the ambiguity that turns ordinary friction into a dispute: who pays for the pump, who may use the stairwell, what happens when the roof needs work. Six households share the staircase in a building, and the rules for necessary repairs are written so that one of them cannot hold the rest hostage.

No, and we will not use that phrase. Central Point is approved by the Tehsil Municipal Administration, which is a different authority and a different instrument. Searching the LDA approved-schemes list for our name will find nothing — that is because you would be looking in the wrong register, not because the approval is missing.

The dimensioned architectural drawings are not published yet, and until they are we will not quote you room sizes — including verbally. Treat any dimension you are given by anyone as unconfirmed until it is in writing. The better option in the meantime is to come and stand in the space.

Yes, and you can go without us if you would rather. Come on a weekday evening — a main-road site at 11am tells you nothing useful. For buyers abroad we will do a live video call from the site with whoever you want on it.